Mobile payments seem to be dominating the emerging smart phone hardware conversation as of late. The idea of cashless and cardless transactions has a lot of smart phone users excited about the possibilities. Many Android-based smart phones already feature mobile payment technology. While there are a few chips available that allow for mobile payments, the most widely used chip integrates Near Field Communication (NFC) technology. With all the rumors floating around about the iPhone 5 release date, many speculate that the latest iPhone will start to integrate an NFC chip into the smart phone’s hardware.
About NFC Technology
In a nutshell, NFC technology is used in mobile phone technology as a way of transferring data to and from a mobile phone handset. NFC technology allows you to establish a radio connection between two wireless devices within close proximity of each other. In mobile payment technology, your smart phone will communicate secure financial data to and from credit card processing machines. Smart phone application developers are actively designing payment applications that are deeply integrated with NFC technology.
Problems with NFC
While there is a lot of anticipation surrounding NFC and mobile payment integration, there are also a lot of potential problems that come with mobile payments. This could be a major factor in why Apple has been dragging their feet with integrating it into the iPhone’s hardware. One of the major push-backs against mobile payment technology has to do with efficiency. The argument is that NFC payments are not very user-friendly, and that users will opt to use their credit cards before using an Android or iPhone mobile payment application. Still, there are millions of early-adopters eager for a chance to see if Apple has developed a more intuitive option for mobile payments.
Will the iPhone 5 See NFC Technology?
Experts are actively predicting that the iPhone 5 will begin to integrate NFC technology into the popular smart phone’s new operating system, iOS. Many of the hardware and software engineers at Apple are currently devoting a significant amount of time preparing the iPhone’s hardware and iOS for mobile payment applications. In fact, large credit card companies are dropping hints that Apple is actively working on perfecting how NFC technology will be used with the new iPhone. The question isn’t, “Will the iPhone See NFC Technology?” But “When will the iPhone see NFC technology?”
iPhone 5 Release Predictions
Tech journalists and bloggers have made their careers on Apple predictions. While Apple does keep a tight rein on their product development strategies, there are signs that the iPhone 5 will be released soon. Most credible experts say that we are likely to see the new iPhone as early as April or as late as May or June. If Apple’s history proves to repeat itself, you can expect a late spring or early summer release. But the predictions don’t stop at the release date. Expert tech journalists and insiders predict NFC technology integration, a larger display, more sophisticated screen resolution, a more sleek design, an upgrade to the iPhone App Store, and an upgrade to the Siri personal assistant application.
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